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MILTON SAVINGS BANK
Privacy Policy Notice
Protecting your privacy is important to Milton Savings Bank and our
employees. We want you to understand what information we collect and how
we use it. In order to provide our customers with a broad range of
financial products and services as effectively and conveniently as
possible, we use technology to manage and maintain customer information.
The following policy serves as a standard for all Milton Savings Bank
employees for collection, use, retention, and security of nonpublic
personal information.
What Information We Collect
We may collect “nonpublic personal information” about you from the
following sources:
- Information we receive from you on applications or other forms
- Information about your transactions with us or others; and
- Information we receive from third parties such as consumer
reporting agencies.
“Nonpublic personal information” is nonpublic information about you
that we obtain in connection with providing a financial product or
service to you. For example, nonpublic personal information includes
information regarding your loan balance, payment history, and account
balance.
What Information We Disclose
We are permitted under law to disclose nonpublic personal information
about you to other third parties in certain circumstances. For example,
we may disclose nonpublic personal information about you to third
parties to assist us in servicing your loan or account with us, to
government entities in response to subpoenas, and to credit bureaus. We
do not disclose any nonpublic personal information about you to anyone,
except as permitted by law.
We have never in the past, nor do we plan to sell any nonpublic
personal information to third parties.
If you decide to close your account(s) or become an inactive
customer, we will continue to adhere to the privacy policies and
practices described in this notice.
Our Security Procedures
We also take steps to safeguard customer information. We restrict access
to your personal and account information to those employees who need to
know that information to provide products or services to you. We
maintain physical, electronic, and procedural safeguards that comply
with federal standards to safeguard your nonpublic personal information.
Furnishing Negative Credit Information
We may provide information to credit bureaus about an insolvency,
delinquency, late payment, or default on your account to include in your
credit report.
Online Banking Privacy and
Confidentiality
We have created this privacy statement in order to demonstrate our
firm commitment to your privacy. The following discloses our information
gathering and dissemination practices for our web site:
- Visitors to the Milton Savings Bank web site will remain
anonymous.
- We do not collect personal identifying information about
visitors to our site.
- We use your IP address to help diagnose problems with our
server, and to administer our web site.
- Our servers collect standard non-identifying information about
visitors to our site, such as date and time visited, IP address,
city, state, and country.
- This information is used to compile standard statistics on site
usage.
- If you have provided identification (such as name and address)
via e-mail or information request forms, the information will only
be used to communicate with you to handle your request.
- Your information is not sold or transferred to other parties.
Contacting Milton Savings Bank
If you have any questions about this privacy statement, the practices
of this site, or your dealings with this web site, you may contact us
through this web site or by mail at:
Milton Savings Bank
80 Broadway
Milton PA 17847
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