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MILTON SAVINGS BANK
Privacy Policy Notice

Protecting your privacy is important to Milton Savings Bank and our employees. We want you to understand what information we collect and how we use it. In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information. The following policy serves as a standard for all Milton Savings Bank employees for collection, use, retention, and security of nonpublic personal information.

What Information We Collect
We may collect “nonpublic personal information” about you from the following sources:

  • Information we receive from you on applications or other forms
  • Information about your transactions with us or others; and
  • Information we receive from third parties such as consumer reporting agencies.

“Nonpublic personal information” is nonpublic information about you that we obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your loan balance, payment history, and account balance.

What Information We Disclose
We are permitted under law to disclose nonpublic personal information about you to other third parties in certain circumstances. For example, we may disclose nonpublic personal information about you to third parties to assist us in servicing your loan or account with us, to government entities in response to subpoenas, and to credit bureaus. We do not disclose any nonpublic personal information about you to anyone, except as permitted by law.

We have never in the past, nor do we plan to sell any nonpublic personal information to third parties.

If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.

Our Security Procedures
We also take steps to safeguard customer information. We restrict access to your personal and account information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to safeguard your nonpublic personal information.

Furnishing Negative Credit Information
We may provide information to credit bureaus about an insolvency, delinquency, late payment, or default on your account to include in your credit report.

Online Banking Privacy and Confidentiality

We have created this privacy statement in order to demonstrate our firm commitment to your privacy. The following discloses our information gathering and dissemination practices for our web site:

  • Visitors to the Milton Savings Bank web site will remain anonymous.
  • We do not collect personal identifying information about visitors to our site.
  • We use your IP address to help diagnose problems with our server, and to administer our web site.
  • Our servers collect standard non-identifying information about visitors to our site, such as date and time visited, IP address, city, state, and country.
  • This information is used to compile standard statistics on site usage.
  • If you have provided identification (such as name and address) via e-mail or information request forms, the information will only be used to communicate with you to handle your request.
  • Your information is not sold or transferred to other parties.

Contacting Milton Savings Bank

If you have any questions about this privacy statement, the practices of this site, or your dealings with this web site, you may contact us through this web site or by mail at:

Milton Savings Bank
80 Broadway
Milton PA 17847

 

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