Lending Services

Come feel at home with our Home Financing Specialists. Our local origination, closing, and servicing provides unmatched personal care and attention.

Get Pre-Qualified Today!

Call us at 570-742-LOAN to speak with a member of our Lending Team.

Thinking about buying a new home? See us first! It’s important to know exactly what your budget can afford before you start shopping.

We offer Pre-Qualifications and Pre-Approvals, so when you find your new home you can promptly make an offer.

You can reach Milton Savings Bank by email using the form below. Please note that this is not a secure form. For your protection, do not use this form to enter personal or confidential information such as account numbers, social security numbers, passwords or PINs.

Get Started

Buying, Building, or Refinancing

Fixed & Adjustable Rates
Flexible down-payment options
Choose your own Attorney or Settlement Agent
In-house approvals & underwriting
Appraisals done locally
Primary residence or Secondary Vacation home, Rental & Investment Property, Land, and Farmette

Purchasing a New Home

Whether you are purchasing your first home or looking for a new one, there is nothing more exciting than owning it! Our experienced Lenders will make you feel at home as they guide you every step of the way from pre-qualification to closing. Call us today.

Building a New Home

Loans to construct your new home are available for the same rates and terms as a refinance or a purchase. New construction loans require only one closing, and you pay the same interest rate during construction that you pay after your home is built. Certain restrictions apply.

Refinancing

Looking for a lower rate or a different term? Refinancing your loan with our Bank is fast and easy. Call us today!

Investment Properties

We offer loans on 2-4 family investment properties. You may be able to use the equity in your home or an additional property for your down-payment. Information regarding loans on commercial properties is available upon request.

Home Equity Loans

Home Equity Loans are secured by your residence offering a fixed rate for any reasonable purpose such as home improvements, education, or purchasing a car.

Personal Loans

Personal loans are unsecured and can be used for any reasonable purpose such as debt consolidation, education, home improvements, or sudden unexpected expenses.

Collateral Loans

Collateral loans give you the unique opportunity to borrow your own funds. If you have funds on deposit with our Bank, you may be able to borrow against your available balance.

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Commercial Loans

We offer a variety of options from small business lending to commercial loans to help you reach your goals. Call one of our Team Members today for more details.