Annual Percentage Yield (APY) current as of 4/09/2025.
Certificates of Deposit
| Certificate Term | Interest Rate | Annual Percentage Rate | Minimum Deposit | Minimum Balance to Earn APY |
|---|---|---|---|---|
| 6 Month CD | 3.70% | 3.75% | $1,000 | $1,000 |
| 10 Month CD | 3.71% | 3.75% | $500 | $500 |
| 1 Year CD | 3.46% | 3.50% | $500 | $500 |
| 1 1/2 Year CD | 2.48% | 2.50% | $500 | $500 |
| 2 Year CD | 1.99% | 2.00% | $500 | $500 |
| 2 1/2 Year CD | 2.48% | 2.50% | $500 | $500 |
| 3 Year CD | 2.29% | 2.30% | $500 | $500 |
| 4 Year CD | 2.19% | 2.20% | $500 | $500 |
| 5 Year CD | 1.49% | 1.50% | $500 | $500 |
Annual Percentage Yield assumes interest remains on deposit
A substantial penalty will be assessed for early withdrawal
Rates subject to change without notice
$2,500.00 Deposit required for Monthly or Quarterly Checks
Savings Deposits & Checking
| Type of Account | Interest Rate | Annual Percentage Yield | Minimum to Open | Minimum Balance to Earn APY |
|---|---|---|---|---|
| MMDA | 0.25% | 0.25% | $1,000 | $1,000 |
|
MMDA (below minimum to open) |
0.10% | 0.10% | $1000 | $0 |
| NOW Checking | 0.10% | 0.10% | $200 | $200* |
|
NOW Checking (below minimum to open) |
0.00% | 0.00% | $200 | $0 |
| Health Savings Account | 0.10% | 0.10% | N/A | $200* |
|
Health Savings Account (below minimum balance to earn APY) |
0.00% | 0.00% | N/A | 0.00% |
| Rainbow 55 Checking | 0.10% | 0.10% | N/A | 0.00% |
| Passbook Savings | 0.15% | 0.15% | $25 | $100 |
|
Passbook Savings (below minimum to earn APY) |
0.00% | 0.00% | $25 | $25 |
| Statement Savings | 0.15% | 0.15% | $25 | $100 |
|
Statement Savings (below minimum balance to earn APY) |
0.00% | 0.00% | $25 | $25 |
| Lil Rainbow Savers | 0.15% | 0.15% | N/A | $0 |
| Leap Forward Teen Account | 0.15% | 0.15% | N/A | $0 |
Rates subject to change without notice
Annual Percentage Yield assumes interest remains on deposit
*A monthly service charge will be applied to accounts with a minimum average daily balance below listed balance to earn APY.
IRA Investments
| Certificate Term | Interest Rate | Annual Percentage Yield | Minimum Deposit | Minimum Balance to Earn APY |
|---|---|---|---|---|
| 10 Month CD | 3.71% | 3.75% | $500 | $500 |
| 1 Year CD | 3.46% | 3.50% | $100 | $100 |
| 2 Year CD | 1.99% | 2.00% | $500 | $500 |
| 2 1/2 Year CD | 2.48% | 2.50% | $500 | $500 |
| 3 Year CD | 2.29% | 2.30% | $500 | $500 |
| 4 Year CD | 2.19% | 2.20% | $500 | $500 |
| 5 Year CD | 1.49% | 1.50% | $500 | $500 |
Annual Percentage Yield assumes interest remains on deposit
A substantial penalty will be assessed for early withdrawal
Rates subject to change without notice
