Personal and business banking has increasingly moved online, and more than ever digital banking is in demand. At Milton Savings Bank, we take pride in our roots and in the fact that we know how to change with the times in order to deliver what our customers need.
For that reason, we have embraced the most current technologies to keep our customers on the cutting-edge of electronic banking. We offer the following services and support to exceed our customers’ expectations, whether for personal or business banking.
Unlike bigger banks, our electronic services are still backed by real people in real time. Whatever you need, you can always count on a Milton Savings Bank team member to be standing by with expert assistance.
Online Banking
Gone are the days of keeping up with a check register or worrying that you forgot to record a pending debit from your account. With online banking you can keep tabs on your account 24/7, including the ability to see when checks have cleared, transfer funds, and detect any activity you did not authorize, which you can then report to us immediately.
Online banking is your first step toward accessing additional features designed for your convenience. Once you have activated it, you can then take advantage of bill pay, mobile banking, and mobile deposits.
Bill Pay
Incurring late fees because you simply overlooked or lost a bill in the mail can be a thing of the past with online bill pay. In this digital age of ours, most companies accept online payments and make it easy to set up a recurring schedule so that you never miss a payment. Setting up online bill pay is quick, easy, and something our team can help you with in just a few simple steps. Protect your pennies and your credit score with our “set it and forget it” online bill pay services.
Mobile Banking
In this day and age, mobile banking is a convenience few of us are willing to go without. That’s why Milton Savings Bank ensures online accessibility for our customers, even when you’re on the go. Simply use your mobile phone to check your balances, confirm that a payment has posted, transfer funds, or identify any suspicious activity almost as soon as it happens.
Convenience is the hallmark of electronic banking. One of the services our customers love the most is the ability to deposit checks via their mobile phones and personal devices. Mobile deposits allow you to deposit a check from wherever you are, whenever you’re ready. Funds typically take between 1-2 days to appear in your account that are then available to cover any checks or other outgoing payments.
EStatements
EStatements are available to provide easy access to monthly statements for checking and savings accounts without waiting for paper statements to be mailed. You’ll have access to at least 18 months of statements that you can print out or simply save as a PDF file. You’ll need to have the free Adobe Acrobat Reader and an email address in order to use this service.
Domestic Wires
Even those of us who excel at planning might still find themselves in an emergency situation. Fortunately, Milton Savings Bank provides domestic wire transfers with same-day processing so that funds can be transferred in a matter of hours.
Visa® Debit Card
A Milton Savings Bank VISA® Debit card is like an ATM card and check rolled into one. The VISA® Debit Card will make your banking and shopping more convenient. Now you can pay for your purchases without cash, without checks, and without credit cards. The amount is simply deducted from your checking account, and each transaction will appear on your monthly statement. At the same time, you will have quick and easy access to cash and your checking account 24/7. You can withdraw funds from our ATM at no charge, or at any ATM displaying the VISA® or PLUS logo, subject to that ATM’s fees.
ACH Payments
ACH, short for Automated Clearing House, supports one-time or recurring transactions, whether deposits or withdrawals. Common examples of ACH payments you might already be familiar with include online bill pay, payroll direct deposit, utility payments, income tax refunds, or automatic recurring payments for your loans or credit cards.