Annual Percentage Yield (APY) current as of 10/04/2024.
Certificates of Deposit
Certificate Term
Interest Rate
Annual Percentage Rate
Minimum Deposit
Minimum Balance to Earn APY
6 Month CD
3.94%
4.00%
$1,000
$1,000
10 Month CD
3.86%
3.90%
$500
$500
1 Year CD
3.71%
3.75%
$500
$500
1 1/2 Year CD
3.47%
3.50%
$500
$500
2 Year CD
2.73%
2.75%
$500
$500
2 1/2 Year CD
2.48%
2.50%
$500
$500
3 Year CD
2.29%
2.30%
$500
$500
4 Year CD
2.19%
2.20%
$500
$500
5 Year CD
1.99%
2.00%
$500
$500
Annual Percentage Yield assumes interest remains on deposit A substantial penalty will be assessed for early withdrawal Rates subject to change without notice $2,500.00 Deposit required for Monthly or Quarterly Checks
Savings Deposits & Checking
Type of Account
Interest Rate
Annual Percentage Yield
Minimum to Open
Minimum Balance to Earn APY
MMDA
0.25%
0.25%
$1,000
$1,000
MMDA (below minimum to open)
0.10%
0.10%
$1000
$0
NOW Checking
0.10%
0.10%
$200
$200*
NOW Checking (below minimum to open)
0.00%
0.00%
$200
$0
Health Savings Account
0.10%
0.10%
N/A
$200*
Health Savings Account (below minimum balance to earn APY)
0.00%
0.00%
N/A
0.00%
Rainbow 55 Checking
0.10%
0.10%
N/A
0.00%
Passbook Savings
0.15%
0.15%
$25
$100
Passbook Savings (below minimum to earn APY)
0.00%
0.00%
$25
$25
Statement Savings
0.15%
0.15%
$25
$100
Statement Savings (below minimum balance to earn APY)
0.00%
0.00%
$25
$25
Lil Rainbow Savers
0.15%
0.15%
N/A
$0
Leap Forward Teen Account
0.15%
0.15%
N/A
$0
Rates subject to change without notice Annual Percentage Yield assumes interest remains on deposit *A monthly service charge will be applied to accounts with a minimum average daily balance below listed balance to earn APY.
IRA Investments
Certificate Term
Interest Rate
Annual Percentage Yield
Minimum Deposit
Minimum Balance to Earn APY
10 Month CD
3.86%
3.90%
$500
$500
1 Year CD
3.71%
3.75%
$100
$100
2 Year CD
2.73%
2.75%
$500
$500
2 1/2 Year CD
2.48%
2.50%
$500
$500
3 Year CD
2.29%
2.30%
$500
$500
4 Year CD
2.19%
2.20%
$500
$500
5 Year CD
1.99%
2.00%
$500
$500
Annual Percentage Yield assumes interest remains on deposit A substantial penalty will be assessed for early withdrawal Rates subject to change without notice